If you've been laid off, unemployment benefits can provide crucial financial support while you search for a new job. Here's everything you need to know about filing a claim.

Who Qualifies for Unemployment?

Generally, you qualify if you:

• Lost your job through no fault of your own (layoffs qualify)
• Worked a minimum amount of time (varies by state)
• Earned a minimum amount in wages
• Are able and available to work
• Are actively searching for work

How Much Will You Receive?

Benefits vary significantly by state. Most states pay between 40-50% of your previous wages, up to a maximum amount. Here are some examples:

• California: Up to $450/week for 26 weeks
• Texas: Up to $577/week for 26 weeks
• New York: Up to $504/week for 26 weeks
• Massachusetts: Up to $1,015/week for 26-30 weeks
• Florida: Up to $275/week for 12 weeks

How to File

1. Gather your information: Social Security number, employment history (past 18 months), reason for separation, direct deposit info
2. File online: Go to your state's unemployment website
3. Complete weekly certifications: Most states require weekly check-ins confirming you're still unemployed and job searching
4. Keep records: Document your job search activities

Tips to Maximize Your Benefits

File Immediately

Benefits usually start from the week you file, not when you were laid off. Don't delay.

Report Your Severance Correctly

Some states reduce benefits if you receive severance; others don't. Know your state's rules.

Understand Part-Time Work Rules

Many states allow you to work part-time and still receive partial benefits. This can increase your total income while job hunting.

Appeal if Denied

If your claim is denied, you have the right to appeal. Many initial denials are overturned on appeal.

Common Mistakes to Avoid

• Waiting too long to file
• Missing weekly certification deadlines
• Not documenting job search activities
• Turning down suitable work offers